What is an HMO?
A Health Maintenance Organization or HMO started in the early 1900s in The United States of America in Washington wherein a small clinic offered lumber mill owners and their employees prepaid medical...
View ArticleWhy Should You Have a Health Insurance in the Philippines?
Even though that health care is not really a main concern for Filipinos even in this modern age and back, Filipinos are suddenly becoming aware what health care can do for the majority. Quite recently...
View ArticleHow does Health Insurance work?
Getting health insurance, you are actually entering a whole range of members who availed the same product as you did. A health insurance just like how most insurance works is they collect all the...
View ArticleConsider These When Choosing Health Insurance
Health care in the Philippines constitutes only 2% of the Gross Domestic Product, considerably low than the suggested 5% the World Health Organization has recommended. Although the numbers are low...
View ArticleHow To Save Money on Health Insurance
Having to pay for health insurance is already a financial sacrifice a Filipino has to do in order for him to be financially afloat whenever a crisis could happen. Although it is also inevitable that...
View ArticleCredit Card Debt Facts and Video Illustration
Credit card debt is one of the most stubborn debt that you will ever have in your life yet getting buried with it is rather simple. You just have to go to a store that you like, purchase something that...
View ArticleMutual Funds are Better Than A Relationship? | How it Works – Video
There’s no denying it, a Mutual Fund is a lucrative investment. With a small capital of P5,000 (roughly US$100) you can open an account in a long list of companies that provide such services. Here are...
View Article5 Signs of That You Are Not Doing Well Financially
Personal finance means the management of individual or family finances. This means that you are able to pay for day-to-day expenses as well as emergencies while ultimately saving some part of the money...
View ArticleShould You Rent or Own Your Home?
According to a survey initiated by Citibank in the year 2008, only 42% of Filipinos owned their homes either outright or paying mortgages, the lowest in the Asia- Pacific Region. This number is a far...
View ArticleTop Credit Cards in The Philippines for Fashionistas 2013 [Infographic]
Shopping in the Philippines is now more serious than ever. After all, in the 25 biggest malls in the world, four came from the Philippines, the biggest in the Philippines is SM North Edsa in Quezon...
View ArticleMoney Mistakes That You Can Avoid Now
There is no denying that everyone makes money mistakes. It can be just as small as not getting your change at the counter or as big as spending all your savings on stuff that you don’t need. Big or...
View ArticleFive Credit Card Myths You Keep Believing In
Even being around for years, credit cards still have half-truths or myths. A few of them are partially or somehow correct but others are completely wrong. So if you’re planning to get a credit card or...
View ArticleA Guide to Housing Loan Refinancing (Infographic)
The concept of Refinancing is not really known for many Filipinos. The Bangko Sentral ng Pilipinas from it’s survey from 2009 stated that almost 70% of Filipinos own their homes. Meanwhile, one of six...
View ArticleWhich Jobs Needs Health Insurance The Most?
Earning to finance our daily expenses may not be enough reason to stay at our current employment. The nature of the job and the working condition in general also needs to be considered. Some jobs are...
View Article6 Small Things More Expensive than Health Insurance
So many people act subconsciously when it comes to spending money. A lot of us have a very skewed spending habits that keeps hurting us so much, long term wise. One very common example of this habit is...
View ArticleHow to Dispute Erroneous Credit Card Charges
In this day and age where online banking is already part of most banks’ services, it is also possible to have your credit card account hacked. It’s highly remote, though, owing to the security...
View ArticlePAG IBIG Housing Loan VS A Bank Loan: A Comprehensive Guide to Home Buying
Having their own house is the ultimate dream of every Filipino family. But the truth is, most of those who plan to purchase a house do not have a ready cash to pay for it, or even if they have, they...
View ArticleImprove Your Chances to Get Your Loan Approved in Five Ways
In the Philippines, it has always been a struggle to get a loan; it is because of the conservative approach that our banks implement. All banks in the country do thorough background checks and...
View Article5 Signs of That You Are Not Doing Well Financially
Personal finance means the management of individual or family finances. This means that you are able to pay for day-to-day expenses as well as emergencies while ultimately saving some part of the money...
View ArticlePAG IBIG Housing Loan VS A Bank Loan: A Comprehensive Guide to Home Buying
Having their own house is the ultimate dream of every Filipino family. But the truth is, most of those who plan to purchase a house do not have a ready cash to pay for it, or even if they have, they...
View Article