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Should You Use A Friend As Guarantor For A Personal Loan?

So, you want to jump start a small business or need to pay for your mortgage or bills?  Personal loans can be the fastest way for you to get what you need. They’re a convenient way to borrow money, and...

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Off-beat Ways To Spend Your Christmas Bonus

By now you’ve probably received the fruits of your year’s worth of labor. For some, this may be the compulsory 13th month pay. Others who are lucky enough to work for generous employers, may feel the...

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Everything You Need to Know About Loan Online

Whether to use it on a big purchase or to cover unforeseen expenses, having cash to spare is always a good thing. But running a little short is inevitable at times, especially in the wake of an...

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The Philippine Long Weekend Guide For 2023

Everyone looks forward to payday and holidays. While we all look forward to the time when we can vacation in faraway lands and exotic foreign cities abroad, there’s nothing wrong with spending quality...

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Effective Goal Setting For 2023

As a brand new year rolls in, setting a goal to be a better new you isn’t an uncommon sentiment for most people. We can say it’s an overrated idea to pull off every new year because more often than...

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The 4 Worst January Money Moves

A brand new year is upon, it’s time to prepare for the challenges of the next 12 months. Hopefully, you’ve already started  your annual financial checkup to get yourself ready for the new year. But...

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Who Are The Middle Class In The Philippines?

In the Philippines, according to the most recent research done by the PSA (Philippine Statistics Authority – formerly known as Bureau of the Census and Statistics), only 3 out of 20 households belong...

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Mga Negosyong Patok Ngayong 2023

Sawa at pagod kana ba sa iyong 9-5 na trabaho? Gusto mo bang maging sarili mong boss? Huwag kanang mag hintay. Dahil sa malagong ekonomiya ng Pilipinas, maraming oportunidad ang naghihintay para sa mga...

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Here’s Everything You Need to Know About the SIM Card Registration Act!

The SIM Card Registration Act or Republic Act 11934, was officially signed and made effective by President Bongbong Marcos last October 10, 2022. This is one of the government’s initiatives to prevent...

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These Are The Reasons Why Your Personal Loan Application Was Rejected

With runaway inflation and higher interest rates this year, financial institutions are increasingly watchful of their lending guidelines, so you should be aware of what is needed to prepare adequately....

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What’s Your Net Worth?

  Do you know what you’re worth? (We’re only talking money — we’d never try to calculate your true worth!)  If you don’t, there’s an easy way to find out: calculating your net worth. What is net worth?...

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Best BPI Credit Cards Of 2023

A credit card is a super convenient tool when you are making big purchases, paying for utility bills, booking a hotel room, etc. It also comes in handy in the event of an emergency and you need to fork...

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5 Reasons Owning A Credit Card Is A Good Idea For 2023

In the last two years, keeping our distance from other people and minimizing physical contact has redefined various things in our lives and that includes how we pay for our purchases.   This means,...

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How To Have A Bad Debt-Free 2023

Whether it’s a credit card company, your parents, your best buddy, or the neighborhood’s friendly “lending guy,” being in debt often carries implications such as blood pressure as high as interest...

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Want To Retire Early? Learn To F.I.R.E.

Financial Independence Retire Early, better known as the FIRE movement, is an ambitious movement aimed at achieving financial freedom in the shortest amount of time possible. While the most common...

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3 Smart Financial Moves To Make In Your 20s

There’s no better time to get your financial house in order than in your 20s. It’s the perfect time to develop good financial habits that will serve you well in the future, as you prepare to be...

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Personal Loan Fees And Charges You Should Know About

Before you take the necessary steps in applying for a personal loan be sure to ask yourself first if you really need a personal loan. Do you need it to pay for something important? Can it wait or is...

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Passive Income Ideas To Start The Year With

One of the most compelling reasons for having investments is the prospect of not having to work your entire life. By investing, your money generates more money; which is better than putting it away in...

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The Policies Of Bongbong Marcos In Action – First 7 Months Of Presidency

Ferdinand “Bongbong” Marcos Jr. is the 17th president of the Republic of the Philippines. While it’s safe to say he’s still in the infancy stage of his presidency, a lot is expected of the public...

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Cost Of Having A Baby In The Philippines

Estimations by analysts have revealed just how shockingly expensive it is to have kids in 2023.  For those that really value family and are looking to start one of their own, making the mature choice...

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